Episode 095: Four Google Searches you Must Do: Part 3 Back to the Four Google Searches series! In this episode I’ll explain the risk of Sequence of Returns. IT DOES NOT MATTER WHAT YOU EARN IN THE STOCK MARKET, BUT RATHER WHAT ORDER YOU EARN THOSE RETURNS IN. Your Broker is DEFINITELY hiding this one […]


Episode 093: Four Google Searches you Must Do: Part 2 This is the second of the four essential Google searches you need to run. The results of these searches will make it easy for you to angrily fire your joker broker and move your money to where you’ll pay less fees, historically earn more money, […]


Episode 092: Four Google Searches you Must Do: Part 1 I’m back and I’m fired up!!! There are four essential searches you MUST do on Google if you are even considering leaving money in the market while in retirement. The market does NOT beat safer strategies and money managers lie through their teeth to keep […]


Episode 089: Advisors and Investors: Stupid on Purpose This highly-caffeinated episode is not for the faint of heart! I’m going right for the jugular whether you’re an Advisor or an Investor. DO NOT BE STUPID ON PURPOSE! Let me show you how to not be Stupid on Purpose and how to know if your Advisor […]


I came into this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a Financial Advisor, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, “I’m […]


Uh, no they don’t. This is kind of like saying “Your Doctor is going to drill a hole in your head to let the sickness come out with the blood as it runs out”. Uh, no they won’t….at least not anymore. This may have been true 30-40 years ago but it certainly isn’t true of […]


RR Episode 080: Using Mortgages to Supercharge your Investments In this episode, I’m going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401Ks, IRAs, or mutual funds monthly or annually there’s a better way that can net […]


RR Episode 074: What Is Mortgage Planning and Why You Should Care This is where I started my career as a Financial Educator eleven years ago. An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve month period. The mortgage is the most powerful […]