I came in to this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a financial adviser, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, […]


Uh, no they don’t. This is kind of like saying “Your Doctor is going to drill a hole in your head to let the sickness come out with the blood as it runs out”. Uh, no they won’t….at least not anymore. This may have been true 30-40 years ago but it certainly isn’t true of […]


RR Episode 080: Using Mortgages to Supercharge your Investments In this episode, I’m going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401Ks, IRAs, or mutual funds monthly or annually there’s a better way that can net […]


RR Episode 074: What Is Mortgage Planning and Why You Should Care This is where I started my career as a Financial Educator eleven years ago. An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve month period. The mortgage is the most powerful […]


RR Episode 066: Do Musician’s Make a Lot of Money? How would you answer this question? Do musicians make a lot of money? It’s a hard question to answer…which musician? Some do, some don’t. Well what if someone says Annuities have high fee’s! or Cash value life insurance is a bad investment! I’m going to […]


RR Episode 062: Your Declaration of Financial Independence Fellow Americans today is Independence Day 2016 where we celebrate the signing of the Declaration of Independence, our break from what our ancestors considered the unfair oppressive and costly rule of great Britain. In this episode, I teach you how to make a Declaration of Financial Independence.  […]


RR Episode 061: Popcorn Retirement Competition and capitalism are great, but there’s something that’s allowed in all industries that I don’t think should be allowed in the Financial Planning Industry. The damage that this is causing to your retirement is far too much of a price to pay. In this episode, I will explain why […]


RR Episode 057: Why Other Americans Lost 14 Trillion Dollars and My Clients Didn’t Episode 057 is my plea to you to see clearly the fact that insurance companies played no roll in the 14 trillion dollar loss of net worth experienced by Americans in 2008. None of my clients lost any money in indexed […]