Episode 096: Four Google Searches you Must Do: Part 4 Here you go folks, the last installment of the Four Google Searches You Must Do series. You do not need an Advisor and these searches will cause you to fire your current Advisor. I’m very confident in saying that they are lying to you and […]


Episode 095: Four Google Searches you Must Do: Part 3 Back to the Four Google Searches series! In this episode I’ll explain the risk of Sequence of Returns. IT DOES NOT MATTER WHAT YOU EARN IN THE STOCK MARKET, BUT RATHER WHAT ORDER YOU EARN THOSE RETURNS IN. Your Broker is DEFINITELY hiding this one […]


Episode 092: Four Google Searches you Must Do: Part 1 I’m back and I’m fired up!!! There are four essential searches you MUST do on Google if you are even considering leaving money in the market while in retirement. The market does NOT beat safer strategies and money managers lie through their teeth to keep […]


Episode 089: Advisors and Investors: Stupid on Purpose This highly-caffeinated episode is not for the faint of heart! I’m going right for the jugular whether you’re an Advisor or an Investor. DO NOT BE STUPID ON PURPOSE! Let me show you how to not be Stupid on Purpose and how to know if your Advisor […]


I came into this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a Financial Advisor, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, “I’m […]


Uh, no they don’t. This is kind of like saying “Your Doctor is going to drill a hole in your head to let the sickness come out with the blood as it runs out”. Uh, no they won’t….at least not anymore. This may have been true 30-40 years ago but it certainly isn’t true of […]


Spend less than you earn…and save the rest! Stop Losing Money Using indexed strategies, where you lose no money when the market goes down, will protect you from losses you cannot afford to recover from over a 28-year period. Losing money is optional. More Risk, More Reward is no longer true! A little-known tool called The Annual Reset […]