I came in to this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a financial adviser, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, […]


Uh, no they don’t. This is kind of like saying “Your Doctor is going to drill a hole in your head to let the sickness come out with the blood as it runs out”. Uh, no they won’t….at least not anymore. This may have been true 30-40 years ago but it certainly isn’t true of […]


Spend less than you earn…and save the rest! Stop Losing Money Using indexed strategies, where you lose no money when the market goes down, will protect you from losses you cannot afford to recover from over a 28-year period. Losing money is optional. More Risk, More Reward is no longer true! A little-known tool called The Annual Reset […]


RR Episode 066: Do Musician’s Make a Lot of Money? How would you answer this question? Do musicians make a lot of money? It’s a hard question to answer…which musician? Some do, some don’t. Well what if someone says Annuities have high fee’s! or Cash value life insurance is a bad investment! I’m going to […]


RR Episode 062: Your Declaration of Financial Independence Fellow Americans today is Independence Day 2016 where we celebrate the signing of the Declaration of Independence, our break from what our ancestors considered the unfair oppressive and costly rule of great Britain. In this episode, I teach you how to make a Declaration of Financial Independence.  […]


Three Rules: How to Build Wealth and Keep It! Spend less than you earn…and save the rest Stop losing money: Using indexed strategies (losing no money when the market goes down) will protect you from losses you can’t afford to recover from over a 28-year period. Renovating Retirement Episode 005 teaches you about this concept Stop […]


RR Episode 061: Popcorn Retirement Competition and capitalism are great, but there’s something that’s allowed in all industries that I don’t think should be allowed in the Financial Planning Industry. The damage that this is causing to your retirement is far too much of a price to pay. In this episode, I will explain why […]