Episode 096: Four Google Searches you Must Do: Part 4 Here you go folks, the last installment of the Four Google Searches You Must Do series. You do not need an Advisor and these searches will cause you to fire your current Advisor. I’m very confident in saying that they are lying to you and […]


Episode 093: More Risk, More Reward Exposed as a Lie You know…there was a time when most people thought the earth was flat. MOST people thought the same thing and it turned out that they were all wrong. Have you heard that you have to take more risk to get more reward? It’s the “No […]


I came into this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a Financial Advisor, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, “I’m […]


Episode 057: Why Other Americans Lost 14 Trillion Dollars and My Clients Didn’t Episode 057 is my plea to you to see clearly the fact that insurance companies played no roll in the 14 trillion dollar loss of net worth experienced by Americans in 2008. None of my clients lost any money in indexed annuities […]


Episode 056: Why “What Charlie Teaches” Sounds too Good to be True This was supposed to be ten minutes long and ended up almost 30. It’s so frustrating to me that what the crooks and liars did to you in 2008 and 2009 creates a fear of using the safe strategies that lost no money […]


Episode 009: What if I Found the Perfect Investment Advisor? In this short, but powerful episode, I’m going to share with you how to grow your retirement accounts as if you had the perfect market timing or found the perfect investment advisor. What if you found someone who sold at the top, right before the […]


Following our blog post from two weeks ago, we’ve discovered that there are other options than investing in the stock market, namely, indexed annuities.  The ability to lose money is a choice you make; not a necessary evil.   We also talked about when investing in indexed annuities, you will never lose the money you […]


The Wall Street Journal recently published an article Losing money is an option you choose; not a necessary evil. Many of my clients have NO money in the market and using a Market-Less Portfolio have been averaging 5-7%, sometimes tax-free. This is a great article to show the world is not coming to an end! […]


With the recent losses in the market, now may be a good time to address a little-known fact among most retirees and investors: Losing money in the market is optional. It’s true, you do not have to participate in the losses of the market ever again, if you choose not to.  Many of my clients […]