This is a great question as Life Insurance can be used to do a number of wonderful things: They are sick of not earning any money on their bank account/cash/emergency fund money Use Single Premium Universal Life Insurance with Full Return of Premium to average 2–4% with a death benefit and possibly Long Term Care […]

Spend less than you earn…and save the rest! Stop Losing Money Using indexed strategies, where you lose no money when the market goes down, will protect you from losses you cannot afford to recover from over a 28-year period. Losing money is optional. More Risk, More Reward is no longer true! A little-known tool called The Annual Reset […]

Three Rules: How to Build Wealth and Keep It! Spend less than you earn…and save the rest Stop losing money: Using indexed strategies (losing no money when the market goes down) will protect you from losses you can’t afford to recover from over a 28-year period. Renovating Retirement Episode 005 teaches you about this concept Stop […]

Episode 055: Portfolio Stress Testing: What We Can Learn from Crash Test Dummies No one is allowed to drive a car until the crash test dummies “stress test” the car and make sure you will have the greatest chance of survival. I’m going to show you how to do the same thing for your portfolio! […]

 Episode 054: How to Know When You Have Enough Money to Retire This episode will show you exactly how to know when you can retire and the common mistake that causes you to never know when you have enough money to retire. This is an important episode, so dive in, listen to the end, […]

Episode 052: Advisors Selfishness Coated in Chocolate One of the coolest expressions I’ve ever heard and it fits perfectly with the financial services and retirement planned industry. In this episode, I will reveal the “chocolate” that advisors use to lure you in to settling for an inferior retirement plan. I was on a 70ft boat […]

Episode 043: Six Ways to Improve Your Cash Value Life Insurance Owning cash value life insurance can be the worst thing or the best things you’ve ever decided to do. It all depends on whether you know these six ways to improve your cash value life insurance product. The perfect, well-built, retirement plan will probably […]

Episode 040: Financial Tic-Tac-Toe: IN-Come Accounts In the 40th episode, I cover the IN-Come portion of the Tic-Tac-Toe grid which is a grid I created to help my customers see what characteristics are most important for each type of money. I’ll explain the difference sources of retirement in-come accounts and how to create guaranteed, increasing […]

Episode 039: Financial Tic Tac Toe: IN-Case Account Options This Financial Tic Tac Toe Grid is a tool I use to see what’s most important for each part of your financial plan. Listen in as I talk about IN-Case Accounts, the most important things to know and then at the end, I will tell you […]

Episode 038: Financial Tic Tac Toe Introduction This show starts a four-part series on the Financial Tic Tac Toe Grid. It is important for you to know, before you go shopping for each tool you are going to use in your retirement plan, in what order of importance you should rank Liquidity, Safety, Rate of […]