I was almost retired for the last two weeks… When I started my career as a financial advisor, I was only 32 years old. No money to my name, no grey hair and no experience…just what everyone wants from an advisor right? But I knew one thing: People love truth and they want to see […]


RR Episode 072: Divorce the IRS Using Roth Conversions  Are you enjoying your marriage to the IRS? Did you know you can divorce the IRS and choose not to pay taxes on IRA/401k income in the future? For those who think taxes may go up, this episode explores the option of converting your existing Qualified […]


Equity inside a home can’t be out of the home earning compound interest If you pay off your mortgage faster, the total interest does decrease, but it will hurt you financially! Every dollar in a home COSTS interest which is called an opportunity cost. Since long-term earnings, with no losses after fees and taxes, on […]


Episode 071: Tax Torpedo – Avoid Paying Taxes on Social Security Income Taking money from IRA’s and 401K’s may allow the IRS to charge taxes on your Social Security Income. In this episode, I’ll do a brief explanation of the problem we call the tax torpedo! Included in this episode: If you think taxes are […]


Episode 070: Are Taxes Going Up or Down? Most people should not be using 401K’s and IRA’s to save for retirement. So what should you be doing? Should you use pretax money and invest in 401K’s and IRA’s or after tax money and use Roth IRA’s and Cash Value Life Insurance? It’s actually a very […]


Episode 069: The IRS Spells THEIRS This is the second episode of Tax Week. I’m going to talk a bit about the IRS’s job and how to play the game of lowering taxes while having fun. I’ll introduce you to the most successful card the IRS has ever played in the game they play which […]


RR Episode 066: Author David McKnight Teaches how to be in a Zero Percent Tax Bracket In this episode, I interview Author David McKnight, who teaches retirees how to be in a zero percent tax bracket. We also talk a bit about a new book he has just released. David talks about how The Power […]


Episode 067: It’s Kind of True That Your Retirement Account Can Grow by a Guaranteed 8% – 9% Per Year There’s a place to put your money where it will grow by a guaranteed 8%-9% per year. Sound too good to be true? Listen to this short episode and see which tool it is and […]


I recently answered a question on Quora, related to using a Financial Advisor and if their services are worth it. I thought this question would make a really great post for this week. You should only use a financial professional for things you CANNOT do yourself How to utilize a financial advisor: What you should […]