I came into this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a Financial Advisor, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, “I’m […]


Last we we started the 7 week series on common myths about Annuities with the introduction. This week we dive into Myth #1: Annuities Have High Fees. This one is just funny. With a quick Google search you can find a number of supposedly reputable people quoting that Annuities have really high fees. I’m not […]


I recently answered a question on Quora, related to using a Financial Advisor and if their services are worth it. I thought this question would make a really great post for this week. You should only use a financial professional for things you CANNOT do yourself How to utilize a financial advisor: What you should […]


Three Rules: How to Build Wealth and Keep It! Spend less than you earn…and save the rest Stop losing money: Using indexed strategies (losing no money when the market goes down) will protect you from losses you can’t afford to recover from over a 28-year period. Renovating Retirement Episode 005 teaches you about this concept Stop […]


I’ve now been to somewhere between 50 and 60 intense multi-day financial and retirement planning workshops and bootcamps. I’ve been digging for eleven straight years to find the best of the best available for my clients. If I were to narrow it down to which five books one should read to start renovating their retirement […]


Friends, I hope you all had a great Memorial Day Weekend, I wanted to recap on a few things I am teaching in my daily podcast, Renovating Retirement, to show you, in writing, how optimizing your retirement will give you the best financial future! Now that I have over 10 hours of recorded content available, […]


I came across this article: “The Alphabet Soup of Financial Certifications” while doing research on a book I’m writing called “Wolves in Sheeps Credentials” I also presented it in the Renovating Retirement Podcast Episode 022, but I also wanted to explain my thoughts it in this weeks post as well. Do you have any idea […]


It’s All About the Balance, Not the Rate of Return; Actually, It’s All About the Income, Not the Account Balance I am releasing this article to teach you about what really matters in your retirement plan. What really matters is what is being put into your account, not your Rate of Returns, not your Account […]


Who is your “Financial Architect” And why are they a valuable tool for your Financial Planning Future? Read this comprehensive article I’ve written, describing what a “Financial Architect” is and why they are a vital part of your financial plan to have the best retirement possible. Learn about the MERIT Planning Model and how these […]


Take a look at an article I found that I want to share with you. CNN Money’s “CEO’s are being ‘rewarded’ for failure” article I have to admit though I’ve never heard the word “Trebled” I enjoyed this article. Although this is based off of UK companies, I believe the same is true for our US […]