It might just be the right time to sell your positions in the market and move to Indexed Annuities and Life Insurance. I came across this article last week and thought it would be helpful to share with all my readers. It’s important to pay attention to these sort of things because it could potentially […]


Let me just be a jerk for a minute (as if that’s unusual 🙂 ) Please send me the list of Annuity companies that have gone out of business in the last 100 years and not paid their policy-holders every cent that is due to them. Keep looking, I’m patient, I can’t wait. (Jeopardy Music […]


Oh those Joker Brokers, they’ll just say anything to steer you away from safety won’t they? Deep breath Charlie, go to your happy place, relaaaaaaaaax….. Ok I think I’m ok to write now. WHAT ARE THEY TALKING ABOUT? Joker Brokers make more money than any of us in the industry because they put YOU in […]


This is true.. “Choosing a bad Annuity, with a crediting strategy that limits your upside potential, will cause you to earn a low rate of return” Easy Fix: Don’t work with a bad agent who sells you a bad Annuity. To understand where this myth comes from you need to know a bit about something […]


Last we we started talking about Myth #1: Annuities Have High Fees, this week we’re going into Myth #2: Annuities will tie up your Money and Limit your Access. If I had a dime for every time a prospective client said to me “I don’t want to tie up my money” or “won’t that tie up […]


Last we we started the 7 week series on common myths about Annuities with the introduction. This week we dive into Myth #1: Annuities Have High Fees. This one is just funny. With a quick Google search you can find a number of supposedly reputable people quoting that Annuities have really high fees. I’m not […]


As I begin this educational series on annuity myths, and why Americans hate them so much, Let me start with a bit of history I’ve now been an Insurance Agent for over 12 years focusing on using insurance company products (Cash Value Life Insurance and Annuity Contracts) to solve problems that retirees and future retirees […]


I was almost retired for the last two weeks… When I started my career as a financial advisor, I was only 32 years old. No money to my name, no grey hair and no experience…just what everyone wants from an advisor right? But I knew one thing: People love truth and they want to see […]


Episode 057: Why Other Americans Lost 14 Trillion Dollars and My Clients Didn’t Episode 057 is my plea to you to see clearly the fact that insurance companies played no roll in the 14 trillion dollar loss of net worth experienced by Americans in 2008. None of my clients lost any money in indexed annuities […]


Episode 056: Why “What Charlie Teaches” Sounds too Good to be True This was supposed to be ten minutes long and ended up almost 30. It’s so frustrating to me that what the crooks and liars did to you in 2008 and 2009 creates a fear of using the safe strategies that lost no money […]