I recently recorded 5 Renovating Retirement Podcast episodes on how home equity is not a wise investment. Home equity is defined as is the market value of a homeowner’s unencumbered interest in their real property. Money put inside of the home and the interest on top of the mortgage. Home equity and mortgages go hand […]


Episode 075: Home Equity Fails Liquidity Test In this episode, I’m going to begin to show you how home equity, paying off your mortgage, fails all four tests of a wise investment. It’s very popular and very comfortable to pay off your mortgage but compared to the alternative way of being debt-free it’s a terrible […]


Episode 074: What Is Mortgage Planning and Why You Should Care This is where I started my career as a Financial Educator eleven years ago. An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a twelve-month period. The mortgage is the most powerful tool in […]