Oh those Joker Brokers, they’ll just say anything to steer you away from safety won’t they? Deep breath Charlie, go to your happy place, relaaaaaaaaax….. Ok I think I’m ok to write now. WHAT ARE THEY TALKING ABOUT? Joker Brokers make more money than any of us in the industry because they put YOU in […]


This is true.. “Choosing a bad Annuity, with a crediting strategy that limits your upside potential, will cause you to earn a low rate of return” Easy Fix: Don’t work with a bad agent who sells you a bad Annuity. To understand where this myth comes from you need to know a bit about something […]


Last we we started talking about Myth #1: Annuities Have High Fees, this week we’re going into Myth #2: Annuities will tie up your Money and Limit your Access. If I had a dime for every time a prospective client said to me “I don’t want to tie up my money” or “won’t that tie up […]


Last we we started the 7 week series on common myths about Annuities with the introduction. This week we dive into Myth #1: Annuities Have High Fees. This one is just funny. With a quick Google search you can find a number of supposedly reputable people quoting that Annuities have really high fees. I’m not […]


As I begin this educational series on annuity myths, and why Americans hate them so much, Let me start with a bit of history I’ve now been an Insurance Agent for over 12 years focusing on using insurance company products (Cash Value Life Insurance and Annuity Contracts) to solve problems that retirees and future retirees […]


Episode 086: Ignorance or Immorality, Does it Really Matter? The Renovating Retirement podcast has now been live for almost nine months. Every week I review financial plans from people all over this great country. I’m speaking live in four cities, working with advisors in six cities and building a financial plan for people all over […]


Episode 085: Charlie, What’s Your Net Worth? Apply the strategies and techniques of Renovating Retirement. I talk about how much I am worth and what my net worth is. Included in this episode: The key to growing your money is earning a rate of return, or profit or arbitrage. Your money must be turning into […]


Episode 084: Keeping Your Money – Keeping it Real Keeping your money – keeping it real is the third episode of an 8-part series based on a book I am writing. Keep it in focus (What are we doing and why are we doing it?) Keep it global (merit) Keep it real (average vs. actual) rate of return […]