RR Episode 011: A Planning VS B Planning: Retirement Income While You’re Alive or Leave a Ton of Money When You Die Any journey started by heading the wrong direction will not end up well. Financial retirement Planning is the same. You must start in the right place, with the right questions, headed the right […]


Episode 009: What if I Found the Perfect Investment Advisor? In this short, but powerful episode, I’m going to share with you how to grow your retirement accounts as if you had the perfect market timing or found the perfect investment advisor. What if you found someone who sold at the top, right before the […]


Episode 008: The Mother of All Financial Mistakes is using Mutual Funds In this special Mother’s Day episode, I’m going to slay the biggest financial dragon in the country.. The Mutual Funds. More people have Mutual Funds in their retirement plan than any other tool. Yet for the vast majority of those owning Mutual Funds […]


Episode 006: What the Heck is a MEC? In this episode, I’m going to talk about MEC’s or Modified Endowment Contracts, with two main uses. I’m going to show you the really fun one which is how to use a MEC to earn 8%-12% on your emergency fund money. There is no longer any reason to […]


Episode 004 Is your Advisor Smarter Than a Fifth Grader? In this episode, I’m going to teach you what I call the most important thing I’ve ever learned about money. This is the biggest lie of them all and MOST of you listening, will find that you are currently being affected by this purposeful spin […]


Episode 003: Stop Looking for The Perfect Investment The bad guys in the financial industry have trained the entire world to look for what’s wrong with every financial product and this will crush your retirement. There’s no “one food” that will give you everything you need nutritionally, and no “one tool” that is all you […]


I’ve just released my second eBook this year, promoting my new Podcast on iTunes, Renovating Retirement  It is a daily Podcast, hosted by yours truly, Charlie Jewett. I am an author, speaker, Podcast Host, consumer advocate, and investment advisor from San Diego, Ca. I’ve spent the last eleven years trying to change the way the industry […]


Take a look at an article I found that I want to share with you. CNN Money’s “CEO’s are being ‘rewarded’ for failure” article I have to admit though I’ve never heard the word “Trebled” I enjoyed this article. Although this is based off of UK companies, I believe the same is true for our US […]


“It’s all about the balance, not the rate of return, actually, it’s all about the income, not the account balance.” Many people in this world focus on how much rate of return their money is earning. Now, in a previous article, I showed that average rate of return (mean), is a useless deceptive number used […]


The financial services market is flooded mostly with captive agents or captive advisors What do I mean by that? Well, you essentially have three different choices when it comes to your retirement and financial planning. Take a look at these three options and think about which one makes the most sense for your situation. 1. DIY […]