Episode 086: Ignorance or Immorality, Does it Really Matter? The Renovating Retirement podcast has now been live for almost nine months. Every week I review financial plans from people all over this great country. I’m speaking live in four cities, working with advisors in six cities and building a financial plan for people all over […]


Episode 085: Charlie, What’s Your Net Worth? Apply the strategies and techniques of Renovating Retirement. I talk about how much I am worth and what my net worth is. Included in this episode: The key to growing your money is earning a rate of return, or profit or arbitrage. Your money must be turning into […]


Episode 084: Keeping Your Money – Keeping it Real Keeping your money – keeping it real is the third episode of an 8-part series based on a book I am writing. Keep it in focus (What are we doing and why are we doing it?) Keep it global (merit) Keep it real (average vs. actual) rate of return […]


Episode 082: Keeping Your Money – Keeping it in Focus Keeping your money – keeping it in focus is the start of an 8-part series based on a book I am writing. Keep it in focus (What are we doing and why are we doing it?) Keep it global (merit) Keep it real (average vs. […]


Episode 081: The Problem with Reverse Dollar Cost Averaging Dollar Cost Averaging is a very popular strategy when you are saving money for retirement. When you retire and begin taking money out of retirement accounts, Reverse Dollar Cost Averaging presents a problem and it’s important to understand this problem. In this episode, I’ll explain Reverse Dollar […]


Episode 080: Using Mortgages to Supercharge Investments In this episode, I’m going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401Ks, IRAs, or mutual funds monthly or annually there’s a better way that can net 91% more […]


Episode 079: Where to Store Home Equity The last four episodes have proven that home equity fails every test of a wise investment and that no one can say that paying off your mortgage is a conservative strategy. So, if you are not going to pay off your mortgage, where should you be storing/building up […]


Episode 078: Home Equity Fails Tax Treatment Test In this final episode of the four episodes where I show that home equity fails all of the tests of a wise and good investment. Besides failing the Liquidity Test, the Safety Test, and the Rate of Return Test; home equity also hurts you on your taxes, causing you […]


Episode 077: Home Equity Fails Rate of Return Test What’s the rate of return you earn on your home equity? Did you say, “Oh, over the last 30 years homes appreciated about 5-7%” or something like that? You just made a mistake that’s costing you thousands of dollars per year and causing you to carry unnecessary […]