It’s All About the Balance, Not the Rate of Return; Actually, It’s All About the Income, Not the Account Balance I am releasing this article to teach you about what really matters in your retirement plan. What really matters is what is being put into your account, not your Rate of Returns, not your Account […]


Who is your “Financial Architect” And why are they a valuable tool for your Financial Planning Future? Read this comprehensive article I’ve written, describing what a “Financial Architect” is and why they are a vital part of your financial plan to have the best retirement possible. Learn about the MERIT Planning Model and how these […]


I’ve just released my second eBook this year, promoting my new Podcast on iTunes, Renovating Retirement  It is a daily Podcast, hosted by yours truly, Charlie Jewett. I am an author, speaker, Podcast Host, consumer advocate, and investment advisor from San Diego, Ca. I’ve spent the last eleven years trying to change the way the industry […]


Take a look at an article I found that I want to share with you. CNN Money’s “CEO’s are being ‘rewarded’ for failure” article I have to admit though I’ve never heard the word “Trebled” I enjoyed this article. Although this is based off of UK companies, I believe the same is true for our US […]


There are a few things I know a lot about! One being financial planning for your retirement. Here are some things I teach to my customers so they get the best comprehensive plan to establish a successful future for their retirement. The 5 Lives of Retirement – Your retirement plan must take good care of […]


I wrote an article about mutual funds that I want to share with everyone! It is here for a free download on my website! There is not enough information about mutual funds in our industry, so my goal in writing this article is to educate investors on how the mutual funds industry works! There are also […]


“It’s all about the balance, not the rate of return, actually, it’s all about the income, not the account balance.” Many people in this world focus on how much rate of return their money is earning. Now, in a previous article, I showed that average rate of return (mean), is a useless deceptive number used […]


We have some really cool things in the works Coming Soon! What you can look forward to in the next couple months – “Two Ways to be Debt Free – Mortgage Planning Part 1” FREE BOOK for a Limited Time (Releasing March 28) “Renovating Retirement” (book) to be released in April Renovating Retirement Podcast with Charlie […]


The Most Important Thing I’ve Learned About Money: Real Rate of Return and Why It’s Not Used in This Industry So let’s talk about money. Pretend with me that you put $100,000 into mutual funds or stocks and it goes up by 50% in the first year. In the end of the year 1, your […]


The financial services market is flooded mostly with captive agents or captive advisors What do I mean by that? Well, you essentially have three different choices when it comes to your retirement and financial planning. Take a look at these three options and think about which one makes the most sense for your situation. 1. DIY […]