This is true.. “Choosing a bad Annuity, with a crediting strategy that limits your upside potential, will cause you to earn a low rate of return” Easy Fix: Don’t work with a bad agent who sells you a bad Annuity. To understand where this myth comes from you need to know a bit about something […]


Last we we started talking about Myth #1: Annuities Have High Fees, this week we’re going into Myth #2: Annuities will tie up your Money and Limit your Access. If I had a dime for every time a prospective client said to me “I don’t want to tie up my money” or “won’t that tie up […]


Last we we started the 7 week series on common myths about Annuities with the introduction. This week we dive into Myth #1: Annuities Have High Fees. This one is just funny. With a quick Google search you can find a number of supposedly reputable people quoting that Annuities have really high fees. I’m not […]


As I begin this educational series on annuity myths, and why Americans hate them so much, Let me start with a bit of history I’ve now been an Insurance Agent for over 12 years focusing on using insurance company products (Cash Value Life Insurance and Annuity Contracts) to solve problems that retirees and future retirees […]


This is a great question as Life Insurance can be used to do a number of wonderful things: They are sick of not earning any money on their bank account/cash/emergency fund money Use Single Premium Universal Life Insurance with Full Return of Premium to average 2–4% with a death benefit and possibly Long Term Care […]


Spend less than you earn…and save the rest! Stop Losing Money Using indexed strategies, where you lose no money when the market goes down, will protect you from losses you cannot afford to recover from over a 28-year period. Losing money is optional. More Risk, More Reward is no longer true! A little-known tool called The Annual Reset […]


Hosting a podcast takes a lot of time, but it’s also very rewarding. I’ve interviewed a few people on my show, and I’ve had the opportunity to be interviewed on a few shows as well. One being The Old Dawg’s REI Network The Old Dawg’s REI Network is hosted by Bill Manassero. He presents an engaging series […]


Hosting a podcast takes a lot of time, but it’s also very rewarding. I’ve interviewed a few people on my show, and I’ve had the opportunity to be interviewed on a few shows as well. One being the Men of Abundance Podcast The Men of Abundance Podcast is hosted by Wally Carmichael and is based […]


I recently recorded 5 Renovating Retirement Podcast episodes on how home equity is not a wise investment. Home equity is defined as is the market value of a homeowner’s unencumbered interest in their real property. Money put inside of the home and the interest on top of the mortgage. Home equity and mortgages go hand […]


Even if you’re a millionaire, you should still consider investing in a Life Insurance Policy. I think it’s one of the most important things you can do for your future to have the best retirement possible. Invest in Life insurance! This does at least three different things depending on how it’s designed: Income Replacement: If […]