It might just be the right time to sell your positions in the market and move to Indexed Annuities and Life Insurance. I came across this article last week and thought it would be helpful to share with all my readers. It’s important to pay attention to these sort of things because it could potentially […]


There are a lot of people that question themselves and their cohorts about needing a financial Advisor. The truth is, you DO NOT need a Financial Advisor to help you have the retirement you want. If a toaster is $10 at Walmart and $40 across the street at Target (same toaster) would you need to […]


I came into this business in 2005 with no money, no gray hair, and no experience. Exactly what every retiree wants when working with a Financial Advisor, right? However, I did have a conviction for the truth. Two plus two is always four no matter who has said it. So I said to myself, “I’m […]


FREE Dinner in Hawaii Invitation! Interested in learning how to have the best retirement possible for you and your loved ones? Come to a FREE dinner in Hawaii – Kailua, Oahu Are you wanting to learn how to make 7% on your emergency fund or bank money? Want to know how to NEVER run out […]


My interview with Joe Fairless is live and ready to go! I’m excited to share my story on the Best Real Estate Investing Advice Ever Show with Joe Fairless! For a full description and interview of the show, click here! P.S. If you enjoyed my Best Ever interview with Joe and think others will find it valuable, please click here […]


Uh, no they don’t. This is kind of like saying “Your Doctor is going to drill a hole in your head to let the sickness come out with the blood as it runs out”. Uh, no they won’t….at least not anymore. This may have been true 30-40 years ago but it certainly isn’t true of […]


Let me just be a jerk for a minute (as if that’s unusual 🙂 ) Please send me the list of Annuity companies that have gone out of business in the last 100 years and not paid their policy-holders every cent that is due to them. Keep looking, I’m patient, I can’t wait. (Jeopardy Music […]


Oh those Joker Brokers, they’ll just say anything to steer you away from safety won’t they? Deep breath Charlie, go to your happy place, relaaaaaaaaax….. Ok I think I’m ok to write now. WHAT ARE THEY TALKING ABOUT? Joker Brokers make more money than any of us in the industry because they put YOU in […]


This is true.. “Choosing a bad Annuity, with a crediting strategy that limits your upside potential, will cause you to earn a low rate of return” Easy Fix: Don’t work with a bad agent who sells you a bad Annuity. To understand where this myth comes from you need to know a bit about something […]


Last we we started talking about Myth #1: Annuities Have High Fees, this week we’re going into Myth #2: Annuities will tie up your Money and Limit your Access. If I had a dime for every time a prospective client said to me “I don’t want to tie up my money” or “won’t that tie up […]