We have a special guest joining us today, April Brown, a retired law enforcement professional. And we’re having a conversation about the tricks and strategies “Joker Brokers” use to steer you […]

We find most people, our clients and prospects, in the stock market. It's the most popular common thing for people to do. How do you know you want to stay there or that that should be a part of your […]

Today, we’re here to chat about what you may have been experiencing for the last couple months in this market, which is where there are losses, there's steak. Watch out vegans, this is not a vegan […]

We are back for the final installment in this series! We have been reviewing an article that came out ten years ago with a similar title to our podcast episode. And this is the fourth in a series […]

We are back to continue our review of an article that came out ten years ago with a similar title to our podcast episode. And this is the third in a series where we are going to unpack each of these […]

Ten years ago, an article came out with a similar title to our podcast episode. And this is the second in a series where we are going to unpack each of these ten points, these ten reasons, and help […]

Ten years ago, an article came out with a similar title to our podcast episode. And this is the first in a series where we are going to unpack each of these ten points, these ten reasons, and help […]

For the second episode of the series Cash Flow & Investment Strategies for Real Estate Investors, Charlie Jewett and Bobby Alford dive deeper into equity, the most misunderstood asset class in […]

Charlie Jewett and Bobby Alford kick off a series on cash flow and investment strategies for real estate investors. Familiarize yourself with the basic concepts and learn about advanced strategies in […]

The last thing that I want to teach you this year is when and why to NOT grow your accounts.   Wait...since when is NOT growing your account value a good idea?  Well, when there are two accounts, […]

How do you get a dog to take that pill that you KNOW will create the healing that dog so desperately needs?  Hide it in peanut butter baby!  As I write my book "Peanut Butter Marketing" I thought […]

The Stock Market, stock, bonds and mutual funds, is by far the most common place that I see Americans using as they attempt to grow their retirement accounts.   Though it pays the lowest income, […]

How hard is it to buy things that have no cost at all and don't reduce your net worth?  If you buy an $8 dinner, you're out $8 and can't earn interest on that money anymore.   If you transfer […]

None of my clients experience losses followed by dead time only to get back to the same account value they had 5, 6 or 7 years ago.   Is that good or bad?   Listen in and find out if being in […]

What do drugs have in common with the stock market...at least in the last twenty years?  If you said "Both can feel good in the short term but hurt you in the long run" you'd be right!  Since all […]

Wait, what?   How can taxes be awesome?  Oh...in so many ways! This is the final episode of my four part mini-series.   Listen in as I discuss how taxes are an asset and all of the ways to take […]

You don't need the market to go up, or have a good twenty to thirty years, to set yourself up for an amazing life in retirement.   As a matter of fact earning a rate of return is not even necessary […]

I am certainly not anti-safety but I do have an issue with what this industry tells people to do....to be "safe".   Emergency funds not keeping up with inflation, idol equity sitting inside of […]

Nate Miller is one of my favorite advisors in the country.  Nate asked me to be on his podcast and I thought you'd all enjoy our conversation.    Please Rate and Review The Show HERE

No one ever needs 100% of their retirement nest egg for a non-medical emergency BUT most people don't want to "tie up" their money.   Avoiding "non-liquid" strategies will destroy a retirement plan […]

Imagine a retirement strategy that doesn't even work if you to save 100% of your income during your working years. Thirty years of no salary, only sacrificial savings....putting money away....and it […]

One of the most common questions I get is "How can there be no fees?"  To which I respond "Why would you want to pay fees...you're doing these companies a favor letting them use your money"   How […]

I've got content all over the place and much of it is hidden or hard to find.  I need to fix that and to start out I want to show you how to find six videos that I recorded on how to build your own […]

Let's address the most confusing part of what I do for a living....why can't you, the consumer, study what I do on the internet? Why can't you go find millions of people saying what I do is awesome […]

It's been two very difficult months my friends but I'M BACK! Today I want to help you to do something easy...move those small accounts and invest the small amounts that really take no emotional […]

Do you know how amazing master guitar players can sound using only three chords? How about Tiger Woods? What if you challenged him to a round of gold and only let him use three clubs? In this episode […]

Bleh, it took me forever but here's the fourth step of Tony Robbins Seven steps to financial freedom Please Rate and Review The Show HERE

Mark Twain said "Buy land...they're not making any more". Land is the ultimate low supply, high demand investment. How about this quote from Will Rogers: "Don't wait to buy land, buy land and wait!" […]

My family and I recently toured Alcatraz and the whole time I couldn't help but think "this is just like trying to get away from your current advisor!" I felt inspired to use my trip to Alcatraz, and […]

Ever heard of ESL or tried to learn another language? Ever been in a country where you don't know the language and try to function normally? It's a challenge. For casual relationships, and short […]

One of the easiest strategies for improving your retirement is by upgrading your servicing team. Most people have no idea what a "Servicing Agent" even is so hopefully this show gives you a big "Ah […]

I may not be legless and blue but I do grant wishes. The lamp affords three wishes to it's owner and each of you can afford certain wishes based on how much money you've saved up for retirement. Your […]

Aladdin makes his living by having a monkey named "Abu" steal for him. Sounds a lot like how Edward Morgan Lynch companies make their living doesn't it? But what about you? How will you make a living […]

When I started this show three years ago I knew it would not be popular among the bad guys. The song "Speechless" from Aladdin inspired me and reminded me why I started this show and..."I won't be […]

These are the three wishes I hear over and over again as people prepare for, and look forward to, retirement. Please Rate and Review The Show HERE

If you were so lucky as to actually find a magic lamp then all that would be left is to just rub the lamp and make your wishes. Retirement is the same...saving the money is the hard part but once […]

Man do I miss Robin Williams. The way he played the Genie, in the original Aladdin, was so classic and truly amazing. As I watched Will Smith's version of "Never had a friend like me" it dawned on me […]

This is the first of seven Aladdin-inspired episodes. Most people still believe in the three pillars of financial deception which are: 1) Pay off your mortgage 2) Postpone taxes to a later date and […]

If you can't afford a house on the beach...you don't buy one. If you can't afford a Rolls Royce...you don't buy one. Private Jet? Same, same. But if you can't afford the stock market...you buy it […]

Let me introduce you to a very intelligent, very well-spoken friend of mine. Nate Miller used to work closely with over 120 financial advisors like me. As one of the advisors he worked with I always […]

In this entirely frustration/passion-driven episode I will highlight how easy it is for us to give clients everything they want/need but how hard it is, for some reason, for them to do what's best. I […]

In just three short years Zach went from Bartender/Personal Trainer to an incredibly skilled real estate investor. Working with Smart Real Estate Coach Chris Prefontaine Zach now averages $72,000 PER […]

Wally and I started our podcasts within weeks of each other and one of my episodes was even recorded in the front seat of his car in Hawaii. I wanted to have him on the show as he's become an expert […]

Wow, have I had some technical problems these last few weeks! It's been a challenge but I finally got this episode out after a laptop died, I recorded it once and the file was blank, with no sound at […]

I'm 202 pages into 1,127 pages of Tony Robbins' book Money: Master the Game. On today's episode I'm going to cover his Step 3 and teach you how to have financial independence. I've learned a lot from […]

Dominique Molina started the Certified Tax Coach program and now has over 800 CPAs that she leads in helping their clients to save tens, if not hundreds, of thousands of dollars per years in taxes. […]

Oh Tony...he's got so much to say. I didn't realize the second step had NINE parts to it. In a seven part series step number two has nine parts...it took me a while to get this one out! But it's […]

You can work with The Teller, The Trickster, The Team-Player, The Time-Saver or The Total Package in this industry. Here's how to know who each of these characters are, what to look out for and how […]

I'm re-reading Tony Robbins' book Money Master the Game. The PDF is 1127 pages long so he's got a lot to say on the subject! This episode will start a seven part series on his seven steps to […]

I love teaching. I love learning. I love analogies. To me a good analogy is worth it's weight in gold. Forget that analogies don't weigh anything and just enjoy the...analogy to gold. In this episode […]

My belief is that if you understand the three ways financial advisors get paid you willl be better equiped to protect yourself from paying unecessary fees. Knowledge is power and applying that […]

Imagine for a moment that the company you were about to invest your entire nest egg with said "by the way, we're not going to do what's best for you but rather do what pays us the most money...no […]

This has been one of my key principles for fourteen years now. No matter where you invest your money every investment works the same: if it grows you're good, if you make exactly what you take out […]

Happy Valentines Day Y'all! Here's a short episode that will show you how to have multiple Valentine-like dates every month without increasing your expenses at all. Enjoy! Please Rate and Review The […]

I had a very successful Retirement Planning TV show and decided to shut it down completely. I did this for you...listen in to find out why and how this can help you. If you'd like to see all past […]

Now that we know that tolerating risk is not as profitable as it used to be...what other discomfort can make us those same high returns that stomaching losses used to? I believe it's the discomfort […]

I wanted to follow up my interview with David McKnight with a deeper dive on the discounted taxes you can choose to pay over the next seven years. Here are my thoughts on what to do and an example […]

David's new movie, The Power of Zero: The Tax Train is Coming, is so compelling, so convincing...so scary for Americans that I felt compelled to interview him again. Listen in to see how important it […]

Ok last part of this four part series. On this episode I'm going to discuss how to transfer your assets to charities and loved ones based on your goals. I'll get into how to have a bunch of life […]

This is my favorite stage of retirement planning! It's time to turn this nest egg into a lifetime income stream and in this episode I'm going to cover the safest ways to do that, how to get much, […]

The second stage of retirement planning is Accumulation. In this episode I delve into how to earn true compound interest, how to handle bear markets and what services are really worth paying for to […]

There will be no money for retirement if you don't make contributions so let's dig into how much to contribute, where to invest it, for how long, etc. This is the first in a four part series on the […]

Bear Markets are actually good for us! I've been studying bear markets recently and found some very interesting information. On this episode I'm going share what I've learned. Check it out! Please […]

Here's part three, and the most important, of this three part series. If you'd been in the market since 2000, taking an income, you would have drained your accounts because the market has not done […]

Abby Duenas is the one most of you will work with if you get in touch with us for some help. On this episode we are going to do a deep dive into crediting strategies which is how you make money in […]

On the last episode I talked about how much you would have made if you were in the market...meaning you bought the S & P 500 with no advisor fees, in the year 2000 and held it until now. This […]

OPM is "Other People's Money", AUM is "Assets Under Management" and LTC is "Long Term Care". Simply put: I want to teach you how to get other people to pay for your medical expenses. Please Rate and […]

This is the first episode in a three-part series designed to allow you to discover what I discovered years ago: The market DOES NOT pay well, you are making even less than it pays and taking income […]

Can you imagine an ant challenging Michael Jordan to a game of one on one? If this coward did agree to debate me it would kind of be like that. Anyway, here's my side of the debate since he/she […]

Imagine there was one no-cost move you could make, every time you needed to make a financial decision, that would protect you from making mistakes or being taken advantage of. Wouldn't that be […]

I've been working very closely with Andy Guzy in Chicago for the last two years. The reason we hit it off so well is that he has a heart of gold, really knows his stuff and always does what's right […]

Would you go to Las Vegas, often, if you were guaranteed that you would either win or go home with the same money you came with? No losses....period. What about sports: imagine a football team that […]

This is it! The end of the Jim Carroll Trilogy. In this final installment Jim and I are going to discuss using other people's money to supercharge your retirement. Did you know that banks will lend […]

One death in the family, and one family member wrecking their car, Jim Carroll is finally back for part two! Last time Jim helped us understand how to retire on 100% of your income. This time Jim and […]

Jim Carroll is one of the smartest guys I know. He's taught me incredible strategies for helping retirees and deserves at least three episodes devoted just to his expertise. This is the first episode […]

Money may actually be the least important assets in our lives! Things like health, family, spiritual beliefs, traditions, knowledge, our contacts.....these are what has the real value. Take all of […]

How would you like to give hundreds of thousands of dollars, if not millions, to your favorite charities AT NO COST TO YOUR MONTHLY BUDGET? That's the promise of No-Cost Charitable Giving strategies […]

Ian Grove is a Retirement Renovator in Honolulu, Hawaii working with clients every day to improve upon their existing Financial and Retirement plans. Listen in as I pick Ian's brain on what type of […]

This F word is the key to protecting your retirement from failure: FIDUCIARY. Listen in to hear what a Fiduciary is and how to know if you have one. If you do have one how do you know if you have the […]

Now this guy can help you make some real retirement money! Listen in as my friend Chris Prefontaine and I talk about his real estate strategies and some amazing offers he makes to teach you […]

Wait, what? Last time I said we work too long and now I'm saying we don't work long enough? Which is it? I'm actually not contradicting myself but rather teaching that there are two things to watch […]

For many of us work is actually the number one cause of stress, therefore the number one cause of sickness, in our lives. Due to our addiction to the stock market, and our Joker Brokers lying to us […]

I recently hired a personal trainer to help me get back in shape after my knee surgery. How could a squiggly line and a straight line play such a big role in my making this purchase decision...and […]

What do Acronyms and Nymphomaniacs have in common? NOTHING, I just liked the word so here goes.....listen in to hear how confusing this industry can be with all the acronyms and geek speak. Please […]

Depends may be an important part of your retirement...but not that kind of depends. Please Rate and Review The Show HERE

Should you risk it all on your own or partner up with someone who knows WAY MORE than you do about growing money? You can either use the stock market, to gamble with your retirement funds, or just […]

Pay less tax! In this podcast I'll cover what tax deductions really are, how to optimize them and teach you a few creative strategies I've learned over the years. Save on! Please Rate and Review The […]

Ok, so I went really long on this one. I have a lot to say and it all of it will help you to maximize your retirement and help you to protect yourself from the criminal liars who control this […]

I'm going suggest that you swim upstream of course....but NEVER walk uphill. Why? Listen in for some little-known retirement planning truths. Oh yeah...at the very end I make a special announcement […]

How does one skip an entire episode when going in consecutive order? Who cares, here it is....the long, lost episode 091! I found it at the bottom of the ocean and I hope this lost treasure helps you […]

Whole Life Insurance is one of the most popular and well advertised financial products on the planet and has been for a long time. Does it have a place in your financial plan? In my opinion...no. […]

"What goes UP must come _____?" Can you fill in the blank? Down, exactly...but why are so many people STILL putting money in the stock market with the Dow Jones over 24,500? Why do so many people buy […]

I had know idea what to do for my 100th episode soooooo......I just picked the next topic on my list! Your great life is made up of bad investments or purchases. Be very careful when joker brokers […]

IF, just imagine for a moment....IF you could not use "risk with a side of fees" (Stock Market) to grow your money, what would you do? This exercise is ESSENTIAL to understanding how money works, […]

Here's a quick podcast in response to Ted Benna "The Father of the 401(k)" coming out and saying that i'ts become a "MONSTER". There is a better alternative to the 401k so come hear the good news! […]

Now I'm fired up!!! I just posted a photo on Instagram, recorded this podcast, recorded a radio show and am doing a seminar tonight on the very topic. There is a very successful method you already […]

Here you go folks, the last installment of the Four Google Searches you Must Do series. You do not need an advisor and these searches will cause you to fire your current advisor. I'm very confident […]

Back to the Four Google Searches series! In this episode I'll explain the risk of Sequence of Returns. IT DOES NOT MATTER WHAT YOU EARN IN THE STOCK MARKET, BUT RATHER WHAT ORDER YOU EARN THOSE […]

You know...there was a time when most people thought the earth was flat. MOST people thought the same thing and it turned out that they were all wrong. Have you heard that you have to take more risk […]

This is the second of the four essential google searches you need to run. The results of these searches will make it easy for you to angrily fire your joker broker and move your money to where you […]

I'm back and I'm fired up!!! There are four essential searches you MUST do on google if you are even considering leaving money in the market while in retirement. The market does NOT beat safer […]

Bill Manassero is on his way to owning 1,000 rental units. Learn how to use cash flowing real estate to create mailbox money in retirement. Please Rate and Review The Show HERE

This highly-caffeinated episode is not for the faint of heart! I'm going right for the jugular whether you are an Advisor or an Investor. DO NOT BE STUPID ON PURPOSE. This is one of my longer […]

Forgive me, I was in a mood. Let's talk about Sheep making babies....whaaaaaaaat? That's right, sheep should be having lambs and your money should be making Baby Money or compound interest. In this […]

You have two types of money in your life: chunks of money and streams of money. What do you do with each? What are the options? How do you optimize each one? What about Qualified Money vs. […]

Firing your current Advisor, or downgrading them to only working as a subcontractor trying to grow all or a portion of your IN-Crease Accounts, does not need to be a difficult decision. They are […]

In the middle of a speaking engagement a woman asks me "Charlie, what is your net worth?" Let's talk about this because inside of this understandable question lies a life-changing lesson for those […]

This episode exposes the greatest lie in the financial services industry and covers another chapter from my book Keeping Your Money. You must be earning Real Compound Interest or your money won't […]

In this episode I will cover the content from the Keep it Global chapter of my book Keeping your money. Do the five parts of your financial plan work together in harmony, all supporting and […]

This episode is the start to an eight part series based on a book I'm writing entitled "Keeping Your Money".  In this first podcast I'll be talking about the reason we save for retirement and what's […]

Dollar Cost Averaging is a very popular strategy when you are saving money for retirement. When you retire, and begin taking money out of retirement accounts, Reverse Dollar Cost Averaging presents a […]

In this episode I'm going to teach you how to use mortgages to supercharge any type of monthly or annually funded investing you are doing. If you are putting money into 401ks, IRAs or mutual funds […]

The last four shows have proven that home equity fails every test of a wise investment and that no one can say that paying off your mortgage is a conservative strategy. So, if you are not going to […]

This is the final episode of the four episodes where I show that home equity fails ALL of the tests of a wise and good investment. Besides failing the Liquidity Test, The Safety Test and The Rate of […]

What's the rate of return you earn on your home equity? Did you say "Oh, over the last 30 years homes appreciated about 5-7%" or something like that? You just made a mistake that's costing you […]

In this episode I'll cover the second proof that paying off your mortgage is a dangerous and unwise financial decision based on outdated data. Home equity is not safe from depreciation, foreclosure […]

In this episode I'm going to begin to show you how home equity, paying off your mortgage, fails all four tests of a wise investment. It's very popular and very comfortable to pay off your mortgage […]

This is where I started my career as a Financial Educator eleven years ago! An expert in Mortgage Planning, which is using mortgages to create a better retirement, trained me personally over about a […]

This is a lighthearted episode where I tell the story of my son and I being asked to go pig hunting in Hawaii by a complete stranger. We had no idea what we were getting ourselves into! As it turns […]

Are you enjoying your marriage to the IRS? Did you know you can divorce the IRS and choose not to pay taxes on IRA/401k Income in the future? For those who think taxes may go up this episode explores […]

Taking money from IRAs and 401ks may allow the IRS to charge taxes on your Social Security Income. In this episode I'll do a brief explanation of the problem we call The Tax Torpedo. Please Rate and […]

Most people should not be using 401ks and IRAs to save for retirement. So what should you be doing? Should you use pretax money and invest in 401ks and IRAs or after tax money and use Roth IRAs and […]

In this second episode of Tax Week I'm going to talk a bit about the IRS's job and how to play the game of lowering taxes while having fun. I'll introduce you to the most successful card the IRS has […]

In this episode I interview Author David McKnight, who teaches retirees how to be in a zero percent tax bracket. We also talk a bit about a new book he has just released Please Rate and Review The […]

There's a place to put your money where it will grow by a guaranteed 8%-9% per year. Sound too good to be true? Listen to this short episode and see which tool it is and how to use it. Please Rate […]

How would you answer this question? "Musicians make a lot of money?". It's a hard question to answer....which musician? Some do, some don't. Well, what if someone says "Annuities have high fees" or […]

In this episode I'm going to walk you through a process I went through in the beginning of my career as a retirement planner. Let's look at the entire history of the S&P 500 Index and see if we […]

How important is it to have coaches and mentors that you follow in anything you do? Extremely important....the best performers in the world, the people who achieve the best results at what they do, […]

Is it prudent to think that the market, and our economy, will behave in exactly the same way as two thirds of the work force retires, stops putting money into the stock market and begins to take it […]

My host is in a different time zone so this looks like it was released on July 5th but trust me....I posted it on the fourth a July like a good American Podcaster! On this Independence Day let me […]

Competition is great, and capitalism is great, but there's something that's allowed in all industries that I don't think should be allowed in the Financial Services Industry. The damage that this is […]

What are ten sure fire ways to improve your retirement? I'm glad you asked. That's exactly what I'll cover in this episode...ten things you can do to set up your financial and retirement plan for […]

What are the top ten things you absolutely have to avoid to have the best retirement possible? I'll cover them in this episode. Whether you are 30, 40, 50, 60 or 70 avoiding these ten mistakes will […]

Traditionally life insurance is for younger couples who have children or a surviving spouse to care for. Well...I'm not traditional, life insurance is just another tool and as with any expert at […]

Episode 57 is my plea to you to see clearly the fact that insurance companies played no roll in the 14 trillion dollar loss of net worth experienced by Americans in 2008.  None of my clients lost […]

This was supposed to be ten minutes long and ended up almost 30. It's so frustrating to me that what the crooks and liars did to you in 2008 and 2009 creates a fear of using the safe strategies that […]

No one is allowed to drive a car until the crash test dummies "stress test" the car and make sure you will have the greatest chance of survival. I'm going to show you how to do the same thing for […]

This episode will show you EXACTLY how to know when you can retire and the common mistake that causes you to never know when you have enough money to retire. This is an important episode for sure so […]

Tiger Woods is great at golf because of how he USES the clubs not because he has great clubs. Give me his clubs and I will not have the same results as he does. In this episode I'm going to show you […]

One of the coolest expressions I've ever heard and it fits perfectly with the financial services and retirement planning industry. In this episode I will reveal the "chocolate" that advisors use to […]

Indexed Annuities with Guaranteed Lifetime Income Riders are notoriously hard for consumers to understand. It doesn't need to be this way! This episode will help you understand the mystery of the […]

Very simply, in this episode, I talk about five things every father could and should do to be the best leader and provider he can be. Happy Father's Day! Please Rate and Review The Show HERE:

How would you like to own a vacation home rather than putting money into boring 401ks and IRAs? What if the financial and emotional benefits can be better doing things a little outside of the box? […]

In this episode, I interviewed Bill Manassero of the Old Dawg's REI Network and Podcast. Bill is in the process of building a 1,000/door real estate empire to create a super-charged, automatic […]

I received my first piece of hate mail and thought I would use it to help you understand exactly why I created this show. There is a trance that most American retirees have been put in and I talk […]

Would you like to know how to make 20%-70% on your money? Well you need to completely throw away everything the banks and insurance companies TEACH you to do and DO what they actually do themselves. […]

There is a popular quote "The Devil's in the Details". In this episode, I show you how to find salvation and a bunch of financial angels in the nitty gritty details of how you take policy loans from […]

Do you want to know how to improve, upgrade, or eliminate your term life insurance? What about getting someone else to pay for it? This is just one more notch in your belt as you become a financial […]

Owning cash value life insurance can be the worst thing or best thing you've ever decided to do. It all depends on whether you know the six ways to improve your cash value life insurance product. A […]

I've never shared this recording with anyone, it was too obnoxious and exaggerated - until now. June 11, 2016 is apparently the right time the world can handle "Up and Down"; a lady with a terrible […]

This is the last episode in the Financial Tic Tac Toe series. I'm going to cover IN-Crease or Growth Accounts and tell you which ones are my favorite. Once you have guaranteed income for life, you […]

In the 40th episode I cover the IN-Come portion of the Tic Tac Toe Grid which is a grid I created to help myself see what characteristics are most important for each type of money. I'll explain the […]

This Financial Tic Tac Toe Grid is a tool I use to see what's most important for each part of your financial plan. Listen in as I talk about IN-Case Accounts, the most important things to know and […]

This show starts a four-part series on the Financial Tic Tac Toe Grid. It is important for you to know, before you go shopping for each tool you are going to use in your retirement plan, in what […]

Listen in as I finish what I started in Allowable Malpractive part 1. Here are 5 more ways advisors can legally steal from you and what to do to avoid being robbed! Please rate and review the show […]

There are at least 9 completely unethical things that are perfectly legal for your advisor to do to you. In any other industry, well except used car sales, these would be considered malpractice. […]

We've been in a bull market for over 87 months, how does that compare with the average length of a bull market? The average loss in a bear market is 27% are you ready for that loss? Listen in to hear […]

Help yourself to some sarcastic and exaggerated mockery of what you will find when you try to hire a financial advisor. As odd as this episode is, it will give you incredible insight into the mind of […]

In episode 33, I'm going to cover the books the I recommend, the mentors that trained me 11 years ago, and show you which books will give you the life-changing truths you need to maximize your […]

Will bad things happen in your life? Maybe not. This episode shows what to do if nothing bad happens and you just want to maximize how much money you leave behind to loved ones and charity. I will […]

This episode has a surprise in the middle when someone on Quora pipes in and tries to shoot down one of the things I teach related to retirement and financial planning. Listen in to see how I handle […]

I thought this episode would be a short one, but when I finished with the rough draft recording, it was over 37 minutes long. I guess being able to access your money in retirement is important. […]

The premature death of a spouse is already horrific but it also has financial consequences. In this episode, I'm going to teach you how to make sure your spouse will be OK if you happen to pass away […]

Get a GRIP is part of the Five Lives of Retirement series where I teach you to Get a GRIP, get a CLUE, get a JOB, get a ROOM and get a LIFE. Each one is an acronym for how to set up your financial […]

Taxes will most likely go up according to historical tax rates. With the fact that Social Security and Medicare are underfunded, and the fact that David Walker says they will. In this episode, I […]

Do you think taxes may go up between now and when you pass away? If so then creating tax-free income is essential for making sure that you will enjoy the best retirement lifestyle possible. Inflation […]

What would happen to your income, your retirement lifestyle, if a giant chicken ate your spouse, or they died in some more traditional way? You may be shocked to find yourself in a higher tax bracket […]

There are two very different types of financial planning approaches in the world and I'll bet you're only aware of one of them. Luckily I was trained by a 30-year retirement planning veteran who used […]

27 minutes into a passion-filled episode on Asset Optimization my computer rebooted on it's own. I hate Microsoft. Here's a radio interview I did on a statoin in Tacoma Washington and surrounding […]

Do you think the letters behind your advisors name mean anything? They don't, and in this episode I show you the truth behind the licensing, certifications, and continuing education that keep […]

Microsoft 10 Screwed up the microphone quality but the information is OFF THE HOOK! What can you learn about retirement from me talking about passing slow tractors in Maui? You'd be surprised - […]

I really don't like talking about going bankrupt but I care more about you than I do myself. This is by far my favorite episode yet. If this episode doesn't change how you feel about investing for […]

A small amount of Cyanide ruins a perfectly good glass of pure, mountain spring water. How much more if the glass is 99% poison and 1% water? The Retirement and Financial Planning industry is a good, […]

In this powerful episode I introduce the MERIT Planning philosophy of financial and retirement planning. MERIT stands for Mortgage Plan, Estate Plan, Retirement Plan, Insurance Plan and Tax Plan. If […]

Do you own rental properties? Would you like to know how to make the cash flow even better? Would you like to know how to get rid of them completely, avoid capital gains taxes, and make even more […]

There are horrible annuities and there are life-changing amazing annuity contracts that will give you the best retirement imaginable. Come with me on a journey to explore the six types of annuities […]

When does 6.98% beat 8.22%? In this episode, I'm going to show you what the bad guys don't want you to know! Lower returns beat higher averages if you earn them in the right way. HOW you earn your […]

What if your lifestyle could be 2, 3, or 4 times better in retirement? You can alter this with one simple adjustment to how you think about investments and how you make financial planning decisions. […]

Just three letters are responsible for why you do not have more growth in your investment and retirement accounts....A..U..M. AUM is what drives advisors but does it drive them away from focusing on […]

In this 12th episode, I'm going to give you a framework for how to choose the best products to go in each of the three types of money your retirement plan will need. Using G.R.E.A.T. as an acronym, I […]

Any journey that starts by heading in the wrong direction will not end up well. Financial and Retirement Planning is the same. You must start in the right place, with the right questions, headed the […]

There are three things, three enemies to your setting up a successful financial and retirement plan. In this episode I'm going to explain each of the enemies that will keep you from investing […]

In this short but powerful episode, I'm going to share with you how to grow your retirement accounts as if you had the perfect market timing or found the perfect investment advisor. What if you found […]

In this special Mother's Day episode, I'm going to slay the biggest financial dragon in the country, the Mutual Fund. More people have Mutual Funds in their retirement plan than any other tool, yet […]

In this episode, we're going to cover surrender penalties which are actually a very important piece of a sound financial plan. I'm going to present you with a question that the bad guys will never […]

In this episode, I'm going to teach you about MECs or Modified Endowment Contracts. With two main uses, I'm going to show the really fun one which is how to use a MEC to earn 8-12% on your emergency […]

In this powerful episode I'm going to teach you something the bad guys want hidden from you at all costs. LOSING MONEY IS OPTIONAL. More Risk, More Reward is NO LONGER TRUE. A little-know tool called […]

In this episode I'm going to teach you what I call the most important thing I have ever learned about money. This is the biggest lie of them all and MOST of you listening will find that you are […]

The bad guys have trained the entire world to look for what's WRONG with every financial product: this will crush your retirement. There's no one food that will give you everything you need […]

In this episode I cover the three pillars of financial deception that this industry uses to steel money from you and keep you doing what they want. You may get upset because these are three very […]

In this episode I'm going to teach you why the days of believing you need to find an Advisor you trust are over. Trusting someone to tell you what to do is dangerous and outdated. I am going to […]

Welcome to the Renovating Retirement Podcast. This will change your financial life and change the financial services industry. In this episode I will explain why I cannot sit by and stay silent […]